12-Point Roofing Contractor Hiring Checklist for 2026

The 12-point checklist

1. Verify required license or registration with the state or local authority. Requirements differ by place.
2. Request proof of liability coverage and workers’ compensation where applicable; confirm with the insurer.
3. Ask for recent local references for roofs similar in size, pitch, and material.
4. Check complaint and enforcement history with consumer protection and licensing agencies.
5. Confirm the measured roof area and ask for a sketch or takeoff.
6. Name every material: manufacturer, product line, underlayment, flashing, ventilation, and accessories.
7. Specify tear-off and disposal including the number of existing layers.
8. Set deck-repair pricing and require written approval before extra work.
9. Confirm permits and inspections and name who obtains and pays for them.
10. Review payment milestones; avoid large advance payments and never pay the entire balance before completion.
11. Read workmanship and product warranties including exclusions, transfer, registration, and claim steps.
12. Document cleanup and closeout: nail sweep, debris removal, photos, permit sign-off, and paid invoice.

Compare the same scope

A low bid may exclude flashing, a second layer of tear-off, permits, or damaged decking. A high bid may include premium products or additional repairs. Request written clarifications from each contractor and compare line by line. Use our roof quote red-flag guide and how many roofing quotes to get.

Storm pressure and consumer protection

Be cautious with door-to-door pressure, promises of a “free roof,” requests to sign over insurance benefits, and offers to waive your deductible. Coverage depends on your policy and claim facts. Contact your insurer directly and check your state insurance department’s consumer guidance. The FTC’s home improvement advice explains common contractor scam signals.

Estimate a project with our roof replacement cost calculator; see contractor guides.